.home-risks {
    padding: 88px 28px 96px;
    border-bottom: 1px solid var(--home-line);
    background: linear-gradient(180deg, rgba(247, 241, 231, .52), rgba(255, 253, 248, .18));
}

.home-risk-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
}

.home-risk-card {
    --risk-accent: var(--home-rust);
    position: relative;
    min-height: 214px;
    padding: 24px 22px 22px;
    overflow: hidden;
    border: 1px solid var(--home-line);
    border-top: 4px solid var(--risk-accent);
    background: var(--home-paper);
}

.home-risk-card::after {
    position: absolute;
    right: -24px;
    bottom: -26px;
    width: 76px;
    height: 76px;
    border: 1px solid color-mix(in srgb, var(--risk-accent) 28%, transparent);
    border-radius: 50%;
    content: "";
}

.home-risk-code {
    display: inline-block;
    margin-bottom: 30px;
    color: var(--risk-accent);
    font-family: Georgia, serif;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .08em;
}

.home-risk-card h3 {
    margin-bottom: 10px;
    font-size: 18px;
}

.home-risk-card p {
    position: relative;
    z-index: 1;
    margin-bottom: 0;
    color: var(--home-muted);
    font-size: 13px;
    line-height: 1.72;
}

.home-risk-red { --risk-accent: #b9473d; }
.home-risk-gold { --risk-accent: #b47425; }
.home-risk-amber { --risk-accent: #c58b26; }
.home-risk-crimson { --risk-accent: #8f3945; }
.home-risk-blue { --risk-accent: #386c91; }
.home-risk-teal { --risk-accent: #2c716c; }
.home-risk-navy { --risk-accent: #28445f; }
.home-risk-slate { --risk-accent: #66727e; }
.home-capabilities {
    padding: 92px 28px 100px;
    border-bottom: 1px solid var(--home-line);
}

.home-section-heading {
    display: grid;
    grid-template-columns: minmax(0, 1.45fr) minmax(280px, .55fr);
    gap: 50px;
    align-items: end;
    margin-bottom: 42px;
}

.home-section-heading > p {
    margin-bottom: 5px;
    color: var(--home-muted);
    line-height: 1.85;
}

.home-capability-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    border-top: 1px solid var(--home-line);
    border-left: 1px solid var(--home-line);
}

.home-capability-grid article {
    position: relative;
    min-height: 278px;
    padding: 30px 28px 26px;
    overflow: hidden;
    border-right: 1px solid var(--home-line);
    border-bottom: 1px solid var(--home-line);
    background: rgba(255, 253, 248, .72);
}

.home-capability-grid article::after {
    position: absolute;
    right: -28px;
    bottom: -28px;
    width: 70px;
    height: 70px;
    border: 1px solid rgba(184, 84, 63, .25);
    content: "";
    transform: rotate(45deg);
}

.home-capability-grid article:nth-child(3n+2) {
    background: #faf7f0;
}

.home-capability-mark {
    display: inline-grid;
    place-items: center;
    width: 46px;
    height: 46px;
    margin-bottom: 24px;
    border: 1px solid var(--home-navy);
    color: var(--home-navy);
    font-family: Georgia, "Microsoft YaHei", serif;
    font-size: 15px;
    font-weight: 800;
}

.home-capability-grid h3 {
    margin-bottom: 12px;
    font-size: 19px;
    line-height: 1.45;
}

.home-capability-grid p {
    margin-bottom: 18px;
    color: var(--home-muted);
    font-size: 14px;
    line-height: 1.78;
}

.home-capability-grid small {
    color: var(--home-rust);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .04em;
}

.home-step-list {
    display: grid;
    gap: 0;
    padding: 0;
    counter-reset: steps;
    list-style: none;
    border-top: 1px solid #cfc6b8;
}

.home-step-list li {
    display: grid;
    grid-template-columns: 46px 1fr;
    gap: 15px;
    align-items: center;
    padding: 15px 0;
    border-bottom: 1px solid #cfc6b8;
}

.home-step-list > li > span {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    background: var(--home-navy);
    color: #fff;
    font-family: Georgia, serif;
    font-size: 13px;
}

.home-step-list strong,
.home-step-list small {
    display: block;
}

.home-step-list strong {
    margin-bottom: 3px;
    color: var(--home-navy-deep);
}

.home-step-list small {
    color: var(--home-muted);
    line-height: 1.55;
}

.home-advantage-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1px;
    margin-top: 28px;
    background: var(--home-line);
    border: 1px solid var(--home-line);
}

.home-advantage-grid article {
    min-height: 168px;
    padding: 22px;
    background: var(--home-paper);
}

.home-advantage-grid article > span {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    margin-bottom: 13px;
    border: 1px solid var(--home-teal);
    color: var(--home-teal);
    font-family: Georgia, "Microsoft YaHei", serif;
    font-weight: 800;
}

.home-advantage-grid h3 {
    margin-bottom: 6px;
    font-size: 16px;
}

.home-advantage-grid p {
    margin-bottom: 0;
    color: var(--home-muted);
    font-size: 13px;
    line-height: 1.65;
}

.home-boundary {
    display: grid;
    grid-template-columns: 86px 1fr;
    gap: 30px;
    align-items: center;
    margin: 84px 28px 34px;
    padding: 34px 38px;
    border: 1px solid #c8d6d2;
    border-left: 6px solid var(--home-teal);
    background: var(--home-teal-soft);
}

.home-boundary-mark {
    display: grid;
    place-items: center;
    width: 72px;
    height: 72px;
    border: 1px solid var(--home-teal);
    color: var(--home-teal);
    font-family: Georgia, "Noto Serif SC", serif;
    font-size: 28px;
    font-weight: 800;
}

.home-boundary h2 {
    margin-bottom: 8px;
    font-size: clamp(24px, 2.7vw, 34px);
}

.home-boundary p:last-child {
    margin-bottom: 0;
    color: #52706d;
}

.home-trust {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin: 0 28px 34px;
    border: 1px solid var(--home-line);
    background: var(--home-paper);
}

.home-trust > div {
    display: grid;
    grid-template-columns: 42px 1fr;
    padding: 24px;
}

.home-trust > div + div {
    border-left: 1px solid var(--home-line);
}

.home-trust-icon {
    grid-row: 1 / span 2;
    display: grid;
    place-items: center;
    align-self: start;
    width: 28px;
    height: 28px;
    border: 1px solid var(--home-rust);
    color: var(--home-rust);
    font-family: Georgia, serif;
    font-weight: 800;
}

.home-trust strong,
.home-trust small {
    display: block;
}

.home-trust strong {
    margin-bottom: 4px;
    color: var(--home-navy-deep);
    font-size: 14px;
}

.home-trust small {
    color: var(--home-muted);
    font-size: 12px;
    line-height: 1.55;
}

.home-final {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    margin: 0 28px 52px;
    padding: 48px 50px;
    background: var(--home-navy-deep);
    color: #fff;
}

.home-final .home-section-label {
    color: #e6b96a;
}

.home-final h2 {
    max-width: 760px;
    margin-bottom: 10px;
    color: #fff;
    font-size: clamp(26px, 3vw, 38px);
}

.home-final p:last-child {
    margin-bottom: 0;
    color: #c7d2dc;
}

.home-page .home-final-button {
    flex: 0 0 auto;
    min-width: 140px;
    border-color: #fff;
    background: #fff;
    color: var(--home-navy-deep);
}


